#DentalInsurance or #DentalDiscount Plan?

After researching various dental plans from many carriers, I discovered …


Dental Insurance…

>Has a maximum coverage limit

>$1,500 seems to be the highest coverage limit

>Cigna Dental 1500 offers the highest coverage limit for the lowest cost

> 12-month waiting period with all carriers to qualify for major restorative services (i.e. implants, crowns, root canals, etc.)

> 6-month waiting period for basic restorative (i.e. fillings)


Dental Discount Plan…

>No waiting period for ANY services

>No maximum coverage limit

>Premiums ae a fraction of dental insurance plans

>Out-of-pocket cost may be less than total cost with dental insurance

>Careington is the BEST plan that I have found


SOOO, if you have any major dental work to get done obviously dental insurance is not going to be of use to you, because you won’t qualify until you’ve had and paid for it for a year! At least you can go get your emergency dental work done RIGHT NOW using a dental discount plan and your cost is usually reduced by at least 50% with Careington.


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